FHA Loans

A common misconception is that buying a home is more expensive than renting. In our continuing environment of record low interest rates this is most often not true. In fact, many mortgages offer lower monthly payments than renting – allowing your housing dollars to be earning equity for you!

We realize that first time homebuyers are often nervous about taking such a large step, after all, homeownership is a much bigger commitment than renting. If you are concerned about timing, we can help guide you to plan for the right time.

Our experienced Loan Originators are available to answer any questions you may have about home ownership. In the words of Mark Twain, “Buy land, they aren’t making it anymore.”

  • Credit Score of 580 or higher can qualify for 3.5% down payment program
  • Credit Score of 500-579 requires a minimum of 10% down
  • Down payment can be a gift from a relative or through a down payment assistance program
  • No trade-line requirements


Both Jackie and Robin were very helpful and always available to answer questions I had. Thank you for making this process as smooth as it could be.

Nicole S.

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