USDA/Rural Development Loans

The Guaranteed Rural Housing Loan Program is offered through the Rural Housing Service (RHS), an agency of the U.S. Department of Agriculture.  The program was designed to offer rural residents better access to affordable housing options with little to no down payment or out-of-pocket costs.The Guaranteed Rural Housing Loan Program is offered through the Rural Housing Service (RHS), an agency of the U.S. Department of Agriculture.  The program was designed to offer rural residents better access to affordable housing options with little to no down payment or out-of-pocket costs.

The program aids low and moderate-income rural residents with income equal to or less than 115% of the area median income (https://www.rd.usda.gov/files/RD-GRHLimitMap.pdf) with property in an MSA area (https://eligibility.sc.egov.usda.gov).

Some advantages to using USDA’s Home Loan Program:

  • 100% Financing
  • Low Monthly Mortgage Insurance (MI)
  • Low Interest Rates
  • Low Closing Costs
  • No Money Down
  • Flexible Credit Guidelines
  • Fast Approval Process

To see if you qualify, visit one of the sites shown above or complete the following questionnaire.   One of our Loan Originators will contact you by email and with a follow up phone call within 1 business day.

Purpose of Loan:

USDA Home Loan

When Are You Looking to Purchase?

USDA Refinance

Your Home's Approximate Current Value:

Approximately, How Much Do You Currently Owe?

What State?

Approximate Loan Amount:

Estimate Your Credit Score:

Ever Filed for Bankruptcy?

Name:



Phone:

Email:

Address:








Loan Officer:

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If you’re ready, feel free to APPLY ONLINE anytime.

Both Jackie and Robin were very helpful and always available to answer questions I had. Thank you for making this process as smooth as it could be.

Nicole S.

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