Down Payment Assistance Program

This program provides up to 3% in down payment assistance for FHA, VA and USDA 30-year fixed mortgage loans. The assistance is in the form of a grant and there is no repayment associated with this program.

The grant may be used towards the borrowers down payment, closing costs and any prepaids. The loan guidelines follow the same rules and requirements but with a new down payment assistance program included.

The loan must be for an owner-occupied home and the borrower cannot own any rental property.


  • 4% DPA – FHA, VA & USDA
  • 3% DPA – Conventional (Fannie Mae & Freddie Mac)
  • Program Requirements income limits restricted by county
  • Minimum Credit Score: 640
  • Purchase price maximum government – $250,200; conventional – $324,000


Both Jackie and Robin were very helpful and always available to answer questions I had. Thank you for making this process as smooth as it could be.

Nicole S.

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